Comp (a.k.a "comprehensive" or "other than collision") and collision are physical damage insurance coverages on a personal or business auto insurance policy. Collision coverage provides reimbursement for damage to your vehicle after you've been in a car accident in which there is no fault or you are at fault. Comp provides reimbursement for a set of named perils that include fire, hitting an animal, falling objects, if your car gets struck by lightning, and more. Comp will often be provided in conjunction with full glass coverage but is technically a separate part of the auto insurance policy. If you want to learn more from car insurance agents Nolensville, TN recommends, call The South Insurance Agency today!

Comprehensive physical damage coverage (also known as "comp coverage" or "other than collision coverage") is an added coverage to your auto insurance policy that covers damage to your vehicle. Comprehensive physical damage coverage covers a loss from risks other than a collision, including but not limited to hitting a deer, falling objects, water damage, fire, lightning, wind, and vandalism. It can also include glass coverage. Call our car insurance agents Nolensville, TN depends on today for more information!

Absolutely! If you can package your home and auto together with the same insurance company, you should do it. There could be significant cost savings involved, in addition to other benefits. According to Forbes, the average annual cost for car insurance is $2,150 for full coverage. If you want to learn about how to save on your car or home insurance in Nolensville, TN, call our team today!

Yes. Claims for homes and claims and violations for autos do make a difference in the rating of your policy. The impact depends on the severity of the claim and if you were at fault. According to our insurance agents in Nolensville, TN, tickets and accidents will impact your premiums for a three-year period while major tickets such as DUIs and careless driving can impact your rates for five years.

Yes. Your credit will be checked when an insurance company is rating a home or automobile policy for you. This is an insurance score, which is slightly different than your credit score. The insurance score does not show as a hit on your credit like other credit inquiries (multiple credit inquiries can actually lower your credit score). If you need insurance agents Nolensville, TN can rely on, get started with us today!

Business insurance is tax deductible, as long as the coverage is for the purpose of operating a business, profession, or trade. Businesses may not deduct their business insurance premiums if the coverage is for the purpose of a self-insurance reserve fund or a loss of earning insurance policy. Call our insurance agents Nolensville, TN relies on to learn more!

Business income insurance provides reimbursement for lost revenue after a covered insurance loss. For a company that does not have a physical address that is crucial to its business, such as a contractor, business income coverage is probably not necessary. For storefront or main street businesses, like a coffee shop, our insurance agents in Nolensville, TN say business income is a must.

What defines an independent insurance agent is our ability to shop your insurance through multiple insurance companies. As the insurance agents Nolensville, TN counts on, our job is to help you create the best coverage package to meet your needs, and then go to the market and find the most competitively priced insurance company for those coverages.

Changing your insurance carrier has no effect on your credit score. You can change as often as you like, and it does not matter to your credit score. Learn more by calling our insurance agents in Nolensville, TN!

We know that stuff happens, and there will be an unfortunate instance where you will have a claim to report. In our experience, the majority of our companies have 24/7 claim centers, and we would first advise you to call the insurance company where you had the claim and report it to an authorized representative. That being said, there are some advantages to calling our office to speak to our insurance agents in Nolensville, TN about your claim. Our dedicated agents can advise you on what the effects of filing your claim would be and explain how the claims process works. Hopefully, this will take the headache out of what is already a painful process. If it is an emergency, you should call your insurance provider directly to expedite the process.